SERVICES                                      

LIFE ASSURANCE
Life policies provide compensation to a third party such as a spouse and/or children, a bondholder, a business entity or an estate in the event of the death of the life assured. Exciting new supplementary and ancillary products are now available to enhance existing and new policies cope with today's changing requirements. In the disability area alone these days, there are so many different configurations available that we can customise the cover to one's exact requirements.

INVESTMENT PRODUCTS
We are accredited brokers in a variety of investment spheres from local and offshore unit trusts, fixed income instruments, local and offshore managed funds to local and offshore property investments. We are not investment or portfolio managers but are able to place clients with such managers according to their risk profile and needs.

MEDICAL SCHEMES
We are accredited brokers to the main medical schemes and medical insurance plans.

EMPLOYEE BENEFITS
Pension and Provident Funds are retirement products designed to enable an employer to provide an income for its employees at retirement. Additional benefits, such as group life cover, disability, trauma and even funeral cover can be included in the overall benefit structure of a fund.

SHORT TERM INSURANCE
There are a number of different and complicated parts to this side of our practice. Due to the size of our short term portfolio and the expert advice our clients deserve in this area, we have recently concluded agreements with Associated Insurance Brokers. This brings all the expertise we need to the practise and gives us much more influence with the assurors.

OTHER SERVICES
We work closely with a number of attorneys and accountants in an attempt to do all parts of our practice as professionally as possible. In most cases, we do all the data capture and compilation of documentation and then refer the results on to the right attorney or accountant for finalisation. We have long-standing links to these professionals and they are glad to be of assistance to our clients.